A sweeping new Florida law took effect Wednesday, giving pet buyers stronger legal footing when a newly purchased animal turns out to be sick, arming consumers with rights to refunds, exchanges, and reimbursement for vet bills.

SB 1004 is one of more than 100 new state laws taking effect July 1. Gov. Ron DeSantis has said the measure is intended to protect consumers while strengthening animal welfare standards statewide.

Under the law, pet dealers are now required to hand over detailed veterinary records — including examinations, medications, diagnoses and treatments — before completing a sale. Dealers must also disclose the full terms of any financing agreement up front and provide buyers with written notice of their legal rights should the animal later be found to be sick or unfit for purchase.

Buyers who unknowingly purchase an unhealthy pet may now be entitled to return or exchange the animal, cancel financing agreements without penalty, and seek reimbursement for veterinary costs. Dealers who violate the law can be prosecuted under Florida’s Deceptive and Unfair Trade Practices Act.

Animal welfare advocate Debbie Darino, who helped push for the related Dexter’s Law, said the new protections shift leverage toward consumers who previously had little recourse.

“Before they weren’t doing that. They just had to go to a vet to try and figure out what was wrong with their pet,” Darino said. “Now this gives them more leverage to get some satisfaction when there’s a problem with the animal to begin with.”

The law also broadens Dexter’s Law, enacted earlier this year following the killing of a Pinellas County dog named Dexter. The Florida Department of Law Enforcement maintains a public database of convicted animal abusers, and the expanded law will require additional identifying information in that database to help ensure offenders are accurately identified. It also raises the maximum civil penalties local governments can impose for animal cruelty violations and toughens penalties for repeat offenders.

While the consumer protection provisions of SB 1004 are in effect now, the Dexter’s Law enhancements will not take effect until January 1, 2027.

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