The Better Business Bureau is warning consumers about a new scam called “ghost tapping” that secretly charges payment methods through tap-to-pay technology.

The scam exploits Near Field Communication technology used in tap-to-pay systems, with fraudsters targeting victims in crowded spaces or distracting situations.

Scammers may bump into people while secretly charging their tap-enabled cards or mobile wallets, or they may pose as vendors at events, flea markets, or festivals with fake stands requesting tap payments. Once they obtain payment information, scammers typically make small transactions to avoid detection.

The BBB recommends several protective measures. Consumers should use RFID-blocking wallets or sleeves for credit cards to prevent wireless skimming, always confirm merchant names and payment amounts on terminal screens before tapping, and avoid being rushed into purchases.

Michelle L. Corey, BBB St. Louis president and CEO, advises regularly reviewing financial accounts and contacting banks immediately upon noticing suspicious activity.

The BBB encourages scam victims to report incidents to the BBB Scam Tracker.

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