Floridians may be eligible for up to $275 per week in disaster unemployment assistance (DUA) if their job or self-employment was disrupted due to a federally declared disaster.

As you prepare for the 2025 hurricane season—whether by stocking your emergency kit or reinforcing your home—it’s also important to plan for potential financial setbacks. Severe storms can bring extended work stoppages, leaving many families struggling with reduced income during an already stressful recovery period.

To help cover lost wages, disaster unemployment assistance is available to Floridians in counties affected by a declared major disaster. Gabriella Paul spoke with Florida Department of Commerce assistant deputy secretary Wendy Castle in a recent WUSF interview, and here’s a summary of the conversation.

What’s the difference between regular reemployment assistance and disaster unemployment assistance?

While both types of benefits are designed to help those temporarily out of work, they serve different purposes.

Regular reemployment assistance—often called unemployment benefits—helps people who are between jobs and actively looking for work. Disaster unemployment assistance, however, is specifically for individuals whose employment or self-employment has been directly impacted by a major disaster recognized by the federal government.

How do you apply for disaster unemployment assistance?

Once a major disaster is declared in your area by the President and FEMA, you may be eligible to apply for DUA. However, you must first apply for regular reemployment assistance through the Florida Department of Commerce.

After those benefits are exhausted—or if you’re not eligible for them due to your type of employment—you can then apply for DUA.

To start your application, visit Floridajobs.org. You can apply online from a computer or mobile device. Assistance is also available in person at disaster recovery centers across the state, or by calling the Department directly.

What do you need to apply?

To complete your application, you’ll need:

• Your Social Security number
• The name and address of your most recent employer (in the affected area)
• Or documentation of self-employment, such as tax records or business licenses

Where to get help and more information:

• Website: Floridajobs.org
• Phone: 1-833-FL-APPLY (1-833-352-7759)
• FEMA Resource: Disaster Unemployment Fact Sheet

Being financially prepared is just as crucial as having your hurricane kit ready. Know your options and act quickly after a storm to protect your household’s income.

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